On this blog we’ve addressed the topic of home warranties a couple of times, with the other post talking about the pros and cons of having one. We’ve never addressed warranties in general until now.

Mack Camera, A Good Place for a Camera Warranty
Thomas Hawk via Compfight

For those who aren’t familiar with the concept, a warranty, often called an extended warranty, offers you the opportunity to pay for some kind of extended protection on products you buy. It can be something as relative inexpensive as a $15 speaker or as expensive as a car. Sometimes you can get it directly through wherever you purchased your item while at other times you’ll have to pay for it independently.
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At some point in your life you’re going to have to deal with a hospital bill. If you’re lucky it’ll be for an outpatient service like lab work or an x-ray instead of needing surgery or being an inpatient.

Hopefully you’ll have insurance to take care of the bulk of the bill, no matter what it is. Whether you do or not, there are some options you have that can help you pay your bill and possibly even get it taken care of without any out of pocket money. You have to be willing to work with the people at the hospital, and you might have to do a few uncomfortable things, but it can help to relieve some of the tension associated with health care costs.
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When you’re trying to figure out where your money’s going, your first step should be to create a budget. However, setting a budget is only one piece of the puzzle.


The strange problems with a budget is that if you have money left over, you tend to spend it indiscriminately. Suddenly you’re not only wondering where your money went but you’re looking at your budget and worried if you still have the money you thought you had to pay all your bills.
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I have to admit something; I never wanted a house. I’d lived in apartments or townhome like structures most of my life, and I was content with that type of living. True, I never had a garage, and often I’d lose my parking spot, but if anything broke all I had to do was call […]

I remember when I started working for myself many years ago that I went into it thinking I was going to need the same office supplies that I had in my office at the job. I purchased, in volume, things such as pens and pencils, staples, notepads, and paper clips, along with a lot of […]

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