You need to start budgeting your money. Most people hate when I and others say things like this but you know we’re telling the truth. No matter how good or bad the economy is, many people end up in trouble because they’re not verifying that they have enough money to pay their bills and pay for things they want instead of things they need.

budgeting your money
Olichel via Pixabay

When things start going badly, you need to be prepared and know how to handle your money, whether you’re working or not. Maybe you need to dip into savings or go on a payment plan for some of your bills. Without knowing what your general cash flow is you’re going to be in trouble.
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Digiprove sealCopyright secured by Digiprove © 2012-2019 Mitch Mitchell

In June I hit the 17-year anniversary of working on my own. I’m a self employed consultant and a registered corporation, so I get tax breaks that some people don’t do. I’m also registered with the state of New York so I’m not considered a fly-by hobbyist making a few dollars on the side either.

leftbackcorner03

I’m like a lot of people; I started my business when my job was eliminated and decided I was tired of working for “the man”. I’d been thinking about it before the event happened so at least I was mentally prepared on that front. However, I quickly learned that instead of working for “the man”, you actually work for “the men and women”, whomever they may be, while still working for yourself.
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Digiprove sealCopyright secured by Digiprove © 2013-2018 Mitch Mitchell

Americans are in a weird place as it concerns health care, especially the Affordable Care Act. One party’s trying to kill it for the nearly 30 million people that signed up for it last year. The other party wants to keep it and improve it, but might be fighting an uphill battle that depends a lot on what happens this coming November.

This isn’t a political discussion; it’s a financial discussion. One of the biggest issues for the ACA involves funding. This includes a tax on younger people who can opt out but still have to pay into it. Without this resource, it’s hard to fund the entire thing. Yet, young people, like everyone else, should have health insurance, no matter what, just as I’ve been saying for the longest time that they should have life insurance.
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Digiprove sealCopyright secured by Digiprove © 2013-2018 Mitch Mitchell

Let’s face this fact; there are a lot of jobs that have been eliminated that just aren’t coming back. Nope, nada; it ain’t happening. Let’s face another fact; manufacturing in America is dwindling, and there’s not going to be a renaissance for that either. FotografieLink (CC0), Pixabay We can’t compete in this global marketplace with […]

The first car I bought was a new car, and for 19 years all I ever considered were brand new cars. There’s something pristine about a new car that I thought would be missing if I even considered a used car. Then came 2006, and the engine on my Dodge Intrepid blew up on the […]

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