I remember when I started working for myself many years ago that I went into it thinking I was going to need the same office supplies that I had in my office at the job. I purchased, in volume, things such as pens and pencils, staples, notepads, and paper clips, along with a lot of other junk.

Portrait by Jonathan Worth 1, credit Jonathan Worth, link to http://jonathanworth.com
Creative Commons License Cory Doctorow via Compfight

Years later I still had almost all of that stuff because, it turned out, very few small or independent businesses need things like that. It might make sense to buy one of each of those things just in case but buying in bulk as I did… stupid move.
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Some years ago I wrote a post talking about grocery shopper’s cards and the great savings you can get from them. Even though I’m not someone with a pattern of going to lots of different stores for groceries, since I literally share a backyard with one, I have found not only great deals here and there at other places but foods my own store doesn’t sell that are pretty tasty, along with items that my normal grocery store stops stocking. I’m not disloyal; I just like what I like.

New-York 2014
Creative Commons License Denis Bocquet via Compfight

I’ve discovered something even more beneficial to almost everyone; it regards your health. Whether or not you have insurance (which I hope you do), it’s possible to save money on your medication and supplies.
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Our government officials, both state and federal, are bashing each other on the heads while trying to change health care, dealing with debt limit increases or reductions, looking at unemployment that doesn’t seem to be going down, few new jobs being created, gas prices rising again, lowering taxes for the rich and increasing them for the middle class and a host of other issues. With all of that going on I thought it was a good time for us to take a look in the mirror and claim our part in the mess.

I know many of us think “what did I do”? I’m going to point out 5 things we did that have contributed to all this mess we have. I’m not picking sides on any of these issues; I’m just calling them out, taking part of the blame and bringing you along with me.
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Digiprove sealCopyright secured by Digiprove © 2011 Mitch Mitchell

We’re in the process of evaluating whether or not we should sell my mother’s home since she’ll no longer be living there. I’ve only ever owned one home and it’s the one I live in now; the same goes for my wife. It’s a daunting venture trying to figure out what to sell one’s house […]

None of us wants to think about our future; we want to live for the here and now. However, the here and now is what we need to think about because we’ll find the future upon us quicker than we were expecting it to be. Suddenly we might find ourselves not having enough money to […]

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