The first car I bought was a new car, and for 19 years all I ever considered were brand new cars. There’s something pristine about a new car that I thought would be missing if I even considered a used car.

new used car

Then came 2006, and the engine on my Dodge Intrepid blew up on the Tappan Zee Bridge while trying to get home from a location I was consulting in. I spent just over $10,000 to repair the engine but it never ran well again.
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I’ve belonged to a wholesale warehouse club store for nearly 20 years. Over that time, I’ve saved a lot of money, so I really can’t complain about much.


With that said, I have to own up to having an epiphany that’s been long coming; you don’t always save money at these stores. Not only that, but sometimes you’re going to spend more in these stores than you will at traditional stores. You also might have other issues to deal with that you hadn’t considered. Let’s take a look at some of these things.
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Digiprove sealCopyright secured by Digiprove © 2018 Mitch Mitchell

I am an independent consultant in my real life. I consult in a few different areas that I’m not going to fully get into here. If you’d like to learn more about me than I might have given in the About page above, you can go to my bio page on my business site.

Independent Consultant

There are basically two types of consulting businesses. The first is the large consulting firm that employs not only a bunch of consultants, but people who do other things as well. The second is the independent consultant, an individual who decides he or she doesn’t want to be a part of the corporate structure, wants to work on their own in some capacity, and is fairly flexible in the types of things that they will work on.
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A common question asked about collection agencies is how long they have to collect on a debt. The simple answer is they can try to collect as long as they want to. After that answer, the truth get a lot more complicated. The Fair Credit Reporting Act, which was enacted in 1970 and last revised […]

In the early years of this blog I wrote about Bernard Madoff and his Ponzi scheme a few times, since it was the major financial news at the time. Now that Madoff has been sent to jail for at least 150 years, and many other financiers have been arrested for doing smaller versions of the […]

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