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On December 18th, federal regulators unveiled new rules aimed at protecting credit card consumers. The catch is that they allowed these banks to continue taking advantage of consumers for 18 more months. It took 300 pages for the regulators to tell us just how bad these guys have been, but most of us already knew [...]
I see the year 2009 as kind of a bellwether year in my personal and professional life, and therefore I figure I have to have goals that help me get to places I want to be eventually in both of my lives. Though I’m still working on coming to grips with it, I’ll be turning [...]
It’s probably not fair to say that Governor David Patterson of New York has a worst budget crisis than the state of New York does, but, unfortunately he does. Governor Patterson is an honest, straight-forward speaker and thinker whose only goal is to try to do right by the citizens of New York state. However, [...]
Mortgage rates are at their lowest level in over 35 years now, and most people should be able to get a 30 year fixed rate of 5.19% on new home purchases. That’s just phenomenal, especially when you consider that it was just five years ago when most people were able to lock in refinancing rates [...]
By now, everyone has heard of Bernard Madoff’s Ponzi scheme, but few people really understand just what it was he did. To begin with, few people know just what a Ponzi scheme is. I found a great article on a news site, but I knew it would be gone pretty quickly. So, I created a [...]
A lot of people have been feeling pretty stupid for losing money this year in the stock market. I’ve even lost money this year, at least 40% of my portfolio, and I have a traditional money market account, which is supposed to be one of the safest investments out there. Okay, I have my broker [...]
Just because credit has dried up and the banks aren’t lending doesn’t mean there is no way to get a loan. Here are some peer-to-peer lending websites that can be a great source for lower interest rate loans: Prosper Marketplace – America’s first P2P lending website. Lenders can bid on loan interest rates and can [...]
