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Before we move forward, let’s recap where we’ve been. I started out talking about my own experience in budgeting to show you that it can work. Next I talked about figuring out how much you make and what you owe, because you can’t start anything without knowing where you are. And last time, I talked [...]
I was reading an article on Newsweek’s online site titled Bank On More Failures. The writer was interviewing Lawrence J. White, a professor at New York University’s Stern School of Business on the subject. White basically believes that hundreds of small banks are going to fail, not necessarily because of the real estate problems with [...]
In Budgeting Step Two, I talked about figuring out what you make and what you owe. This time, we’re going to talk about what you should do when you know your numbers, based on what you discovered about yourself. Let’s get the worst one out of the way first. If you did what I stated [...]
I’ve talked this year about banks that have closed. One would hope that, as the stock market is improving and the government got into it that things would start getting better for most banks. However, it was reported today that 416 banks are in financial trouble; how scared are you? Well, it sounds weird to [...]
This is the first step every person must take before doing anything else with personal finances. You need to know how much you bring home, and how much all of your bills are on a monthly basis. The easiest part is to figure out how much your bring home pay is. Just take your pay [...]
I thought I’d been writing about setting up budgets all along, and finally realized I hadn’t touched upon the subject at all. So, this will be the first true series of posts I’m going to write for this blog. They’re all on budgeting, the steps to take, options, and recommendations. At the end of this [...]
I thought I’d written on this one before, but I don’t see it so I’ll write about it now. I’ve heard people ask this question over and over; where did all the money go that was lost in the stock market and in real estate? The answer is nowhere. The truth is that most of [...]
