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Across the world, mortgage interest rates are at a record low, nearly the same as twenty years ago. For many people, this is a good chance to refinance the mortgage and take advantage of the new rates to pay off some undesired expenses that have been lingering around in the background. If you’re considering refinancing [...]
I happen to love my grocery store, so I go often, with or without my wife. One of those things we discuss often enough is how to tell whether you’re getting the best deal out of your purchase or not. If you have your favorite products, I’m someone who believes that it doesn’t matter how [...]
The bad news is that we’re now sitting at 149 banks that have been closed in 2010. That exceeds the 140 banks that were closed last year with five weeks still go to. The good news is twofold. One, no banks closed this week, though this is Thanksgiving week. Two, analysts really believe that the [...]
Well, this was a long time coming. Last week it was reported that the Federal Deposit Insurance Corporation (FDIC) was going to start investigating about 50 bank executives to see what their part might have been in the financial crisis our country’s been in. They think that some of what happened might have come right [...]
When the stock market was falling throughout 2008 and 2009, the one industry that kept growing was the healthcare market. Health care increased at least 2% while other industries were showing drastic losses. Why did health care do so well? 1. People continue getting sick. It doesn’t matter whether the economy is going good or [...]
Most people think there’s no way they can ever start doing any investing because they don’t have enough money. The problem isn’t that they don’t have enough money; the problem is that they don’t know what their money situation is to make the best decision. 1. Start small. When you get paid, take a small [...]
There are a lot of people who want your money. The same is true of financial planners. There’s no doubt that a lot of them are good, but how can you make a determination as to who might be good for you? 1. Ask your friends. If you have close friends, they probably have some [...]