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National debt in the US currently stands at over $14 trillion, after a dramatic rise across the last three decades. Since the financial crisis in particular US government spending has sky-rocketed pushing up the deficit, increasing national debt. This national crisis has been mirrored by a very personal debt crisis for US citizens, with total [...]
One of the scariest times in any parent’s life is when their teenage son or daughter starts driving. Not only do they need to worry about their child’s safety (and the safety of the family car) on the road, but there’s also the expense of insuring a young driver. by John Fischer via Flickr Fortunately, [...]
When disaster strikes we think of everything we should have thought of before the disaster and all to often, the best preparedness comes only in hindsight of that experience. But this isn’t exactly cost effective and you’d have to be fairly unlucky to have your business burn down twice. With modern techniques, you can protect [...]
Those of us that have homes know that at any moment one of our appliances could go. One of my wife’s friends this weekend had her electric stove decide to commit suicide, strangely enough the day after the original warranty had run out. Now she’s faced with having to find the money to buy a [...]
People love to save money, as long as it’s a quick deal. We often don’t pay much attention to long term savings, however. There are many ways to save money on every day things over the course of a year, and none of them require serious lifestyle changes. In fact, the goal is that you [...]
I have a story to tell. Back in 2005 I was consulting in Westchester County in New York state for many months. One evening I decided to go to one of the large malls in the area for dinner. I decided to wait until I got to the mall to get money to pay for [...]
With most of us facing one of the most challenging economic times in history, we must adapt new ways of doing things. The majority of us would agree that there is no more job stability or loyalty for that matter. With that concept, in order to become truly successful financially it will require you going [...]