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Working from home, and for yourself is a dream come true to many people and those who take the plunge and start a successful home business are usually happier and more fulfilled for it. It’s not all roses and butterflies though – it’s tough, hard work and a constant battle to actually make a profit. [...]
While many people think that the Post Office is run by the US Government, the truth is that they only receive a no-compete clause for the delivery of letters. While they receive special treatment and several competitive licenses from Washington DC, they function as a non-profit jobs creation program and only make enough to fund [...]
Every major financial publication will have their own list of what they consider as the top financial stories of the year, so we’ve decided to do the same thing here. The top 5 stories will be based on articles written on this blog in 2011, so if it happened but it wasn’t covered here, then [...]
Personal finance is one of those buzz phrases that gets thrown around pretty loosely these days. There are numerous articles boasting “get rich quick” tips in personal finance and personal finance secret to “leading the high life”. While these notes of financial advice may be perfectly worthwhile and useful, it is highly unlikely that they [...]
If we believe the Mayan calendar, this is the last year of our existence, so we might as well have some fun. However, if it turns out we’re still going to be around, we might as well plan for the future, and even if it’s only this year, why not do what we can up [...]
This week, it was reported that student loans in America have crossed the $1 trillion mark. Maybe it’s just me, but doesn’t everyone else see a bubble being created. These loans can’t be discharged in a bankruptcy filing and yet graduated students have no way of paying them back. Young adults are getting out of [...]
It’s easy to talk about saving, but actually implementing a savings plan can be much more challenging. Saving money is a means of preparing for both expected and unexpected expenses, but it can be challenging to decide how to go about saving. Goal setting is crucial, but you also need to have discipline and look [...]