The bad news is that we’re now sitting at 149 banks that have been closed in 2010. That exceeds the 140 banks that were closed last year with five weeks still go to.

The good news is twofold. One, no banks closed this week, though this is Thanksgiving week. Two, analysts really believe that the high number of bank closures has peaked and that the numbers will start going down. I’m trying to figure out where they’re getting this figure since there had been way more banks predicted to be teetering on the edge months ago, but maybe some of those banks have solved their issues.

Two of the banks that closed are somewhat of a surprise because they were in states that haven’t had as many problems as other states. Allegiance Bank of Bala Cynwyd, PA was the first bank closed in Pennsylvania this year. First Banking Center of Burlington, WI, is only the second bank in Wisconsin that closed this year. The only one that really wasn’t as much of a surprise was Gulf State Community Bank out of Carrabelle, FL, as the housing industry continues to bring down the banking system out that way.

Of course, there’s other banking news not related to banks necessarily closing, but trimming down. Meredith Whitney is predicting that by 2012 there will be more than 5,000 bank branches closed across the country for major banks as bank profits continue to fall. She’s the lady who predicted the banking crisis was coming, so people are listening to her. This could get ugly for some people; personally, I’m thinking this isn’t a bad thing except for the jobs that will be lost. In my area, the only large banking system around is Chase, and they don’t have a lot of branches, so it’ll be interesting to see what happens across the board.

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