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Good personal financial habits are just that: they are habits. They are practices that you master over time. They are methods you use to control your impulses, to become an informed and thoughtful consumer. Making good buying decisions means consider every aspect to the transaction, including how you’re choosing to pay. According to some recent [...]
The instability of the economic climate has prompted a notable rise in borrowing activity. Consumers are now faced with a wealth of different borrowing methods, many of which give them access to the additional funds within minutes. The traditional options such as the credit card are still widely available on the market in their numerous [...]
Some people will tell you that credit card balance transfers are a great debt busting strategy. But not so fast. If you’re not disciplined, you just might end up with a lot more credit cards than you started with and a lot more debt, too. If you keep getting more credit cards to use for [...]
On May 22, 2009, President Obama signed the Credit Card Accountability, Responsibility, and Disclosure Act (CARD Act), passed by the US Congress to be put into effect on February 22, 2010. This past February marked the two-year anniversary of the reform, which sought to end predatory bank policies by protecting cardholders from arbitrary fees and [...]
The economic hardships of the last few years have hit non-profit organizations especially hard. Due to high unemployment rates and underemployment rates in the U.S., charitable giving has fallen sharply since 2008. Volunteer In Your Community Inc In an attempt to help non-profit organization reach their funding goals, several credit card companies have launched campaigns [...]
Most of us know someone with a credit card and someone who smokes. If you aren’t a smoker yourself, you may look at those people in disgust, point a finger and make some rude noise; like coughing extremely loud when you walk through a cigarette smoke cloud. It is less common to find someone who [...]
It doesn’t matter how many credit cards you have or how responsible you try to be with them, chances are that along the way you’ll make a mistake. Knowing about common credit card mistakes before you make them can help you avoid pitfalls and use your credit cards more wisely. Here are three common credit [...]
