Top Finance Blog

Small businesses in the US are the bread and butter of innovation; Good news for small businesses also often means good news for the country and local communities alike. While starting a business may appeal strongly to the entrepreneurial American spirit, how are start-ups and smaller businesses faring in the uncertain economic climate? One leading [...]

National debt in the US currently stands at over $14 trillion, after a dramatic rise across the last three decades. Since the financial crisis in particular US government spending has sky-rocketed pushing up the deficit, increasing national debt. This national crisis has been mirrored by a very personal debt crisis for US citizens, with total [...]

With most of us facing one of the most challenging economic times in history, we must adapt new ways of doing things. The majority of us would agree that there is no more job stability or loyalty for that matter. With that concept, in order to become truly successful financially it will require you going [...]

When you’re choosing a strategy for paying your debt, it all comes down to the numbers – the payment you’ll have to send each month, the amount of interest you’ll ultimately pay, and the number of months (or years) it will take to completely pay off all your debt. You can take the guesswork – [...]

For many of us, the balancing act between debt and savings is an ongoing one – a constant battle to boost our savings and reduce our debt, when often we are achieving the opposite. So are we wasting our time trying to balance our personal finances in favor of a savings account over credit card [...]

Debt elimination is not something you can do on the fly. It takes a certain amount of planning in order to orchestrate a solid debt elimination plan. Even with a plan, it is possible for things to come up unexpectedly but having a guideline makes it a little easier to find your way back to [...]

There have been a couple of articles on this blog about debt consolidation, but none have addressed the main question, which is if debt consolidation is a good deal or not. On the surface it seems like a good thing, but it isn’t necessarily a good thing at all; let’s take a look at a [...]