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Christmas is on its way, and getting caught up in the festive spending can be all too easy. According to a recent survey conducted by CNBC, the average amount spent on Christmas gifts in the USA is likely to come in at around $751 per adult this year, up 22% on last year’s spending plans. [...]
Are you considering buying your own home? If your savings are still not adequate for the purchase, applying for and getting a home loan would be for you. There are numerous home loan products that are offered across the market. This is to your advantage because you could choose the best one with the most [...]
It’s graduation season, which means students are slowly preparing to embark in a new phase in their lives. It also means graduates must find a great job in order to pay back those pesky loans. According to the Wall Street Journal the graduating class of 2011 is the most indebted class ever, averaging about $22,000 [...]
The Student Aid and Fiscal Responsibility Act of 2009 have brought with it some major changes to federal college student loan programs. Although the intention of this law is to cut $87 billion from the federal deficit over the next 10 years, it does have repercussions for the borrowers as well. The increasing cost of [...]
Across the world, mortgage interest rates are at a record low, nearly the same as twenty years ago. For many people, this is a good chance to refinance the mortgage and take advantage of the new rates to pay off some undesired expenses that have been lingering around in the background. If you’re considering refinancing [...]
It seems it’s not enough that black people are having it rougher than anyone else when it comes to unemployment. Now it seems that black and Hispanics are both having a tough go of it when it comes to getting fair mortgage rates. A Federal Reserve report came out showing that 54.7% of black borrowers [...]
This is a tough time to be a college student in America. I remember when I went to college that every semester only cost, at its highest, $2,000, which included room and board. And the loan my parents took out for me for only two years came with an interest rate of around 5%. Now, [...]