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	<title>Comments on: Do We Really Need Credit Cards?</title>
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		<title>By: Mitch</title>
		<link>http://www.topfinanceblog.com/do-we-really-need-credit-cards/comment-page-1/#comment-542</link>
		<dc:creator>Mitch</dc:creator>
		<pubDate>Tue, 30 Jun 2009 01:48:30 +0000</pubDate>
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		<description>I agree with you, Wilson, but they do, and many of them get into trouble.  Still, it&#039;s a tough question to decide upon; worry about spending it all or get rid of it and risk messing up your credit score.  I know which side I believe in, for sure.</description>
		<content:encoded><![CDATA[<p>I agree with you, Wilson, but they do, and many of them get into trouble.  Still, it&#8217;s a tough question to decide upon; worry about spending it all or get rid of it and risk messing up your credit score.  I know which side I believe in, for sure.</p>
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		<title>By: Wilson Pon</title>
		<link>http://www.topfinanceblog.com/do-we-really-need-credit-cards/comment-page-1/#comment-539</link>
		<dc:creator>Wilson Pon</dc:creator>
		<pubDate>Mon, 29 Jun 2009 06:13:41 +0000</pubDate>
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		<description>Mitch, in this case, it mostly depends on our personal needs. If you&#039;re a businessman/businesswoman, then it&#039;s a must to equip yourself with at least one credit card. 

Honestly, people who have a lot of credit card debts are those that didn&#039;t know how to manage their finance very well! These type of people shouldn&#039;t apply any credit card at all.</description>
		<content:encoded><![CDATA[<p>Mitch, in this case, it mostly depends on our personal needs. If you&#8217;re a businessman/businesswoman, then it&#8217;s a must to equip yourself with at least one credit card. </p>
<p>Honestly, people who have a lot of credit card debts are those that didn&#8217;t know how to manage their finance very well! These type of people shouldn&#8217;t apply any credit card at all.</p>
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