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	<title>Comments on: My Financial Goals For 2009</title>
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		<title>By: Mitch</title>
		<link>http://www.topfinanceblog.com/my-financial-goals-for-2009/comment-page-1/#comment-75</link>
		<dc:creator>Mitch</dc:creator>
		<pubDate>Fri, 02 Jan 2009 05:38:17 +0000</pubDate>
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		<description>I&#039;m not only NOT a handy man, but the hospital bills would end up costing more than the roof!  That plus I&#039;m not home much, so when I am home, my time goes towards other things.  In the Syracuse area, that&#039;s a smart move, with our weather.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not only NOT a handy man, but the hospital bills would end up costing more than the roof!  That plus I&#8217;m not home much, so when I am home, my time goes towards other things.  In the Syracuse area, that&#8217;s a smart move, with our weather.</p>
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		<title>By: Rick</title>
		<link>http://www.topfinanceblog.com/my-financial-goals-for-2009/comment-page-1/#comment-74</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Fri, 02 Jan 2009 05:29:49 +0000</pubDate>
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		<description>Where I live most of the roofs are shingle. I&#039;ve helped neighbors re-shingle and most of the time the new shingles can go on top of the old. It would save a lot of money to do it yourself if possible.

&lt;abbr&gt;&lt;em&gt;Ricks last blog post..&lt;a href=&quot;http://www.rickety.us/2009/01/missionary-dan-email-from-the-mtc-8/&quot;&gt;Missionary Dan Email from the MTC #8&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Where I live most of the roofs are shingle. I&#8217;ve helped neighbors re-shingle and most of the time the new shingles can go on top of the old. It would save a lot of money to do it yourself if possible.</p>
<p><abbr><em>Ricks last blog post..<a href="http://www.rickety.us/2009/01/missionary-dan-email-from-the-mtc-8/">Missionary Dan Email from the MTC #8</a></em></abbr></p>
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		<title>By: Mitch</title>
		<link>http://www.topfinanceblog.com/my-financial-goals-for-2009/comment-page-1/#comment-71</link>
		<dc:creator>Mitch</dc:creator>
		<pubDate>Fri, 02 Jan 2009 05:23:19 +0000</pubDate>
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		<description>Thanks for the comments, Rick.  Number five is actually more specific than you might imagine, but I can&#039;t put all my private stuff out there.  The taxes are the big thing, because outside of that I owe no one else that&#039;s not a recurring expense; how nice is that?  There&#039;s a certain amount of income that&#039;s pretty much guaranteed for this year that will be higher than in 2008, so anything else I can get above and beyond that will go into the savings and any new taxes that might crop up.  I&#039;m better prepared for the taxes since I know what the minimum income will be.  The roof,... well, that&#039;s a joint dream with my wife, and I mentioned to her that all other extraneous expenses will have to wait until the roof is done, since that&#039;s more her baby than mine.  That won&#039;t negate the laptop if mine crashes, though, since I need that for my consulting work.  Business expenses don&#039;t count; luckily, I don&#039;t have enough of those (or unluckily, depending on if you&#039;re asking me or my accountant).

I hope you do blog about it; be nice to review and help in any way I could.</description>
		<content:encoded><![CDATA[<p>Thanks for the comments, Rick.  Number five is actually more specific than you might imagine, but I can&#8217;t put all my private stuff out there.  The taxes are the big thing, because outside of that I owe no one else that&#8217;s not a recurring expense; how nice is that?  There&#8217;s a certain amount of income that&#8217;s pretty much guaranteed for this year that will be higher than in 2008, so anything else I can get above and beyond that will go into the savings and any new taxes that might crop up.  I&#8217;m better prepared for the taxes since I know what the minimum income will be.  The roof,&#8230; well, that&#8217;s a joint dream with my wife, and I mentioned to her that all other extraneous expenses will have to wait until the roof is done, since that&#8217;s more her baby than mine.  That won&#8217;t negate the laptop if mine crashes, though, since I need that for my consulting work.  Business expenses don&#8217;t count; luckily, I don&#8217;t have enough of those (or unluckily, depending on if you&#8217;re asking me or my accountant).</p>
<p>I hope you do blog about it; be nice to review and help in any way I could.</p>
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		<title>By: Rick</title>
		<link>http://www.topfinanceblog.com/my-financial-goals-for-2009/comment-page-1/#comment-69</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Fri, 02 Jan 2009 04:54:22 +0000</pubDate>
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		<description>You did ask what I think so here goes. Good goals. Seems like #5 isn&#039;t very specific. It also depends on the other goals. For example, to get ahead you would have to pay your taxes and fix your roof. Also, I would focus on paying the taxes and fixing the roof and don&#039;t have such a high savings goal for this year. Also don&#039;t feel like you have to &quot;earn back what I lost&quot; right away. 

As for myself I haven&#039;t made any goals for the year. I do have a seven year plan that I am two years in to. It is mostly in my head (not good) but I have been keeping to it. Maybe I should blog about it and come back and post a summary in the comments? Anyway good job with your goals.

&lt;abbr&gt;&lt;em&gt;Ricks last blog post..&lt;a href=&quot;http://www.rickety.us/2009/01/missionary-dan-email-from-the-mtc-8/&quot;&gt;Missionary Dan Email from the MTC #8&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>You did ask what I think so here goes. Good goals. Seems like #5 isn&#8217;t very specific. It also depends on the other goals. For example, to get ahead you would have to pay your taxes and fix your roof. Also, I would focus on paying the taxes and fixing the roof and don&#8217;t have such a high savings goal for this year. Also don&#8217;t feel like you have to &#8220;earn back what I lost&#8221; right away. </p>
<p>As for myself I haven&#8217;t made any goals for the year. I do have a seven year plan that I am two years in to. It is mostly in my head (not good) but I have been keeping to it. Maybe I should blog about it and come back and post a summary in the comments? Anyway good job with your goals.</p>
<p><abbr><em>Ricks last blog post..<a href="http://www.rickety.us/2009/01/missionary-dan-email-from-the-mtc-8/">Missionary Dan Email from the MTC #8</a></em></abbr></p>
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