Man, I hate being right. It seems that there’s a prediction that around 1.2 million people are about to fall off the extended unemployment benefit rolls, and with that goes the benefit they were getting on their COBRA insurance coverage.

I’ve talked about the fact that unemployment figures are usually skewed by the number of people who have made it through the entire system without finding a job, and thus suddenly don’t count against those very same unemployment numbers. If this many people suddenly drop off the rolls, the unemployment figure is going to start looking pretty good, but once again it won’t be telling the whole story.

Once again, it makes me and many others continue to ask the question where will jobs come from, and I just don’t see an answer in sight. Well, I do, but no one is listening to me on ideas on spurring the economy.

There was a story by U.S. News in December that talked about the best careers in 2010. These are areas where jobs or careers are either growing or have the potential to grow. The thing is, all of them require certain educational skill sets that some people aren’t qualified to obtain. Those who are or possibly might be able to attain those skills can look to these 5 main categories:

* Science & Technology

* Healthcare

* Education & Civic Work

* Business & Finance

* Creative & Service

In other words, people need to start thinking about what else they can do to replace what it is they’ve been doing. However, let’s be realistic. Science and technology will take some serious education if you don’t already have it. Same for business and finance.

Most communities seem to be laying off teachers, and some states are laying off state employees as well. There are areas in healthcare where there are shortages, but some careers, such as being a certified nurse assistant, are physically grueling, so if you’re not young I wouldn’t recommend it. There’s also a long training curve for some of those positions.

To me, the most viable area are creative and service. Truthfully, there never seem to be enough electricians or plumbers, and both pay well. There’s certainly not enough people who know how to fix general items, and computer service, while kind of technical, is easier to learn than many other technical areas. If you’ve got an eye for design you might find pretty good paying jobs as an independent.

Still, it’s a scary world for those people about to lose governmental support. Those folks will have a long way to go before being ready to think about doing something on their own.