I’ve belonged to a wholesale warehouse club store for nearly 20 years. Over that time, I’ve saved a lot of money, so I really can’t complain about much. With that said, I have to own up to having an epiphany that’s been long coming; you don’t always save money at these stores. Not only that, […]

I am an independent consultant in my real life. I consult in a few different areas that I’m not going to fully get into here. If you’d like to learn more about me than I might have given in the About page above, you can go to my bio page on my business site. There […]

A common question asked about collection agencies is how long they have to collect on a debt. The simple answer is they can try to collect as long as they want to. After that answer, the truth get a lot more complicated. The Fair Credit Reporting Act, which was enacted in 1970 and last revised […]

In the early years of this blog I wrote about Bernard Madoff and his Ponzi scheme a few times, since it was the major financial news at the time. Now that Madoff has been sent to jail for at least 150 years, and many other financiers have been arrested for doing smaller versions of the […]

In the world of personal finance, you’re usually trying to do one of two things. The first is finding ways to make your money go further when it comes to buying things and paying bills. The second is making sure you have enough money to either fix or replace things you need. Sometimes the belief […]

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