A common question asked about collection agencies is how long they have to collect on a debt. The simple answer is they can try to collect as long as they want to. After that answer, the truth get a lot more complicated. The Fair Credit Reporting Act, which was enacted in 1970 and last revised […]

In the early years of this blog I wrote about Bernard Madoff and his Ponzi scheme a few times, since it was the major financial news at the time. Now that Madoff has been sent to jail for at least 150 years, and many other financiers have been arrested for doing smaller versions of the […]

In the world of personal finance, you’re usually trying to do one of two things. The first is finding ways to make your money go further when it comes to buying things and paying bills. The second is making sure you have enough money to either fix or replace things you need. Sometimes the belief […]

At the present time I’m trying to sell my mother’s house, since she’s moved in with us. Even in a seller’s market, we seem to be having some difficulties getting a lot of attention for it. There are some things my wife and I have done that, in retrospect, might not have been the best […]

There’s nobody left who doesn’t believe solar energy is a good thing for the environment. The main problem is that the cost of solar, even with tax incentives, is still too costly for the overwhelming majority of the population. It turns out that there may be a way to bring those costs down. The concept […]

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