401(k) plans have become one of the most widely-used retirement-saving methods and in the United States, and a big part of a lot of American people’s financial planning strategy. How did this popular savings plan get its start and why is it so prevalent? Roger Smith via Compfight This plan became law in 1978 when […]

None of us wants to think about our future; we want to live for the here and now. However, the here and now is what we need to think about because we’ll find the future upon us quicker than we were expecting it to be and suddenly we’ll find ourselves not having enough money to […]

Many financial experts are strongly against tapping into your 401K except as a last resort. Their reasoning and logic is sound, as the vast majority of investors do not have the appropriate mindset to get their retirement investments back on track. Personally, I don’t have such a huge opposition to using 401K loans and early […]