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I’m not a big proponent of people having a lot of credit cards. It’s way too easy to get lulled into a false sense of security as far as being able to buy anything you want to. Small monthly payments are also misleading because most people don’t realize how many years it would take to [...]

On December 18th, federal regulators unveiled new rules aimed at protecting credit card consumers. The catch is that they allowed these banks to continue taking advantage of consumers for 18 more months. It took 300 pages for the regulators to tell us just how bad these guys have been, but most of us already knew [...]