I’ve been a major dissenter against Citigroup, Citicorp, Citibank… whatever you want to call them, for many years. They were the poster child of bad banks, falling apart to the point of nonexistence and taking this country and many other countries down with them. As they fumbled around trying to recover, I felt almost gleeful […]

Talk about timing. I started this blog in December 2008, just after Barack Obama had been elected president but before he took office. Since this is a finance blog and I was tracking things at that time, I can easily go back through the archives to see what was going on back then and compare […]

Last week Moody’s Investment Service decided to downgrade the credit rating of 15 large banking systems, which included JPMorgan Chase, Bank of America, and Goldman Sachs. Basically it limits the bank’s options to borrow money so they can use the money we put into them to, well, play the market and do pretty much anything […]

Many of us are already very familiar with the dos and don’ts associated with credit cards. You probably already know the importance of using low interest rate credit cards and practicing smart spending and budgeting habits as they relate to credit. But how many people are really familiar with the ins and outs of their […]

Last month a protest group of hundreds of individuals calling themselves “Occupy the Dream”, gathered outside the Federal Reserve calling for economic justice. The event marked the birthday of Martin Luther King, the widely celebrated leader of the Civil Rights Movement in America of the 1950s and 60s. At the protest the Reverend Jamal Bryant, […]

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