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How well do you track your spending habits? I ask that question because a number of people have absolutely no idea how or where they spend their money. This ends up with folks looking at their bank statements wondering where their money went, and sometimes leads them to either overdraw on their bank accounts or [...]
This is a guest post by Raine Parker We’ve all been there. Credit card companies or banks make an enticing offer with a low introductory interest rate and a credit limit that’s half your annual income. Before you know it, you’re in debt for thousands of dollars with no idea how to get out of [...]
Many people are still having problems with their finances, and it’s scary. Some know they’re not making enough money, which is obviously a problem. Some don’t think they’re making enough money because they’re in debt, and what they probably need is some budgeting advice. And some know they’re making enough money, they’re spending that money, [...]
Every once in awhile I get a shock when I look at my bank balance online. It’s not because I’m overdrawn, but I will notice that it’s less than what I thought I had. The problem is that I don’t consistently balance my checkbook. I do check balances, and I do balance most of the [...]
In part one of creating your chart of payments, I stopped at the point where you’ve created your main sheet. Now we’re going to move forward with the rest of the process. Click on the square between A and 1 once. That should highlight the entire page. Right click, and select copy. Then go to [...]
In Budgeting Step Two, I talked about figuring out what you make and what you owe. This time, we’re going to talk about what you should do when you know your numbers, based on what you discovered about yourself. Let’s get the worst one out of the way first. If you did what I stated [...]
