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The majority of us only have so much money to spend. Even if we get ahead, we often spend money on stupid stuff instead of things like getting out of debt or even purchasing things wisely so that we can use some of that extra money for other things without hurting ourselves. I’m all about [...]
It’s a fairly well known fact that one of the top causes of trouble in romantic relationships is financial strain. Of course, this isn’t the only problem couples face, but it is a big problem, and because of that, it’s best to try to avoid it altogether in your own relationship by inviting or helping [...]
I’m not a big proponent of people having a lot of credit cards. It’s way too easy to get lulled into a false sense of security as far as being able to buy anything you want to. Small monthly payments are also misleading because most people don’t realize how many years it would take to [...]
When you’re trying to figure out where your money’s going one way of doing that is to create a budget. Truthfully, though, setting a budget is only one piece of the puzzle. One of the problems with a budget is that if you have money left over you tend to spend it indiscriminately, and suddenly [...]
The past couple of years I’ve set financial goals for myself. Last year’s financial goals didn’t quite come to fruition. I only hit one of those goals, and it only happened recently. While only hitting one financial goal could be seen as depressing, I’d have to say it’s better to set financial goals than not [...]
I struggled with the topic for this post because there are different types of financial counseling one might need, yet it would involve more than one person typically. The truth is that most people need financial counseling in one way or another, sometimes multiple ways. Whether it’s to make money or save money or not [...]
How well do you track your spending habits? I ask that question because a number of people have absolutely no idea how or where they spend their money. This ends up with folks looking at their bank statements wondering where their money went, and sometimes leads them to either overdraw on their bank accounts or [...]
