| Don't miss a single post; subscribe to my feed! |  |
Most of us know someone with a credit card and someone who smokes. If you aren’t a smoker yourself, you may look at those people in disgust, point a finger and make some rude noise; like coughing extremely loud when you walk through a cigarette smoke cloud. It is less common to find someone who [...]
With most of us facing one of the most challenging economic times in history, we must adapt new ways of doing things. The majority of us would agree that there is no more job stability or loyalty for that matter. With that concept, in order to become truly successful financially it will require you going [...]
It doesn’t matter how many credit cards you have or how responsible you try to be with them, chances are that along the way you’ll make a mistake. Knowing about common credit card mistakes before you make them can help you avoid pitfalls and use your credit cards more wisely. Here are three common credit [...]
Let’s be clear – when you use them properly, credit cards can be the cheapest way to borrow money. However, there are plenty of pitfalls. Make a few bad decisions or take your eye off the ball and their benefits can significantly lessen. Savvy management is the key when it comes to making a credit [...]
Last year people started getting a lot of credit card offers in the mail again. For some, I’m sure they thought that life was getting back to normal and that the economy was making its way back to where it had been before. Turns out not only is that not true, but the credit card [...]
The last time I talked to my grandma, she started telling stories about raising eight kids on a factory worker’s income. With less than $20,000 a year, my grandparents traveled across the country, helped five kids through college and bought a vacation cottage. And they did it all without a credit card. from “A History [...]
If you have been considering an offer from a credit card company that promotes low interest rates on balance transfers, there are two things you need to understand. First – Yes a balance transfer can work well for you as a means of eliminating debt effectively. Second –You should have a plan in place before [...]