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It’s about time. In new legislation geared towards protection for people with credit card debt, the Federal Trade Commission (FTC) also added some protections for people from debt consolidation agencies. The most sweeping part of the legislation is that debt consolidation companies can no longer collect money up front before they start helping you. Here’s [...]

For those of you new to this blog, I have two other blogs that are dedicated to other interests of mine. However, on one of them, I wrote an article last year about FreeCreditReport.com and how they helped me overcome a credit issue I was having with a potential creditor and an account that should [...]