Last week there was a story on CNN’s website talking about people in Florida, who thought that they had settled with lenders regarding homes that were foreclosed upon, suddenly getting contacted by, and in some cases sued, by collection agencies. It seems that, by law, if agencies buy debt from lenders that they can go […]

Buying a home for the first time is often the biggest financial decision one makes in their lives. How’s that for pressure? Chances are that you may have heard in the media recently about 1 out of every 3 young adults aged 18 to 31 are still living at home with their parents. This is […]

Let’s face it. Most people do not sit on a pile of cash. The need for credit could arise at any time, and sources such as loans, mortgage or simply even a credit card could save the day. While having a credit history is not a problem per se, what assumes significance is the need […]

Nearly all insurance companies use credit scores, both to decide whether or not to approve you for a plan, and to decide what you will pay every month. Credit is not all that is evaluated however, and you’re not completely lost if you’ve ever missed a payment or borrowed a lot of money at once. […]

It’s impossible to ignore the fact that the times have been tough over the past few years. We all believed—or at least hoped—this crisis, recession, slump, or whatever the current term is, would be over by nor. The reality is that it is still a long road to recover, and while this might not have […]

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