Last week there was a story on CNN’s website talking about people in Florida, who thought that they had settled with lenders regarding homes that were foreclosed upon, suddenly getting contacted by, and in some cases sued, by collection agencies. It seems that, by law, if agencies buy debt from lenders that they can go […]

Buying a home for the first time is often the biggest financial decision one makes in their lives. How’s that for pressure? Chances are that you may have heard in the media recently about 1 out of every 3 young adults aged 18 to 31 are still living at home with their parents. This is […]

Let’s face it. Most people do not sit on a pile of cash. The need for credit could arise at any time, and sources such as loans, mortgage or simply even a credit card could save the day. While having a credit history is not a problem per se, what assumes significance is the need […]