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Debt elimination is not something you can do on the fly. It takes a certain amount of planning in order to orchestrate a solid debt elimination plan. Even with a plan, it is possible for things to come up unexpectedly but having a guideline makes it a little easier to find your way back to [...]
The information contained on your credit report is both negative and positive data that is provided by your creditors and is reflective of how you manage credit. Ideally, your credit report and subsequently calculated score give lenders an idea of how responsible you are with financial obligations and both are used by lenders to make [...]
It’s about time. In new legislation geared towards protection for people with credit card debt, the Federal Trade Commission (FTC) also added some protections for people from debt consolidation agencies. The most sweeping part of the legislation is that debt consolidation companies can no longer collect money up front before they start helping you. Here’s [...]
For those of you new to this blog, I have two other blogs that are dedicated to other interests of mine. However, on one of them, I wrote an article last year about FreeCreditReport.com and how they helped me overcome a credit issue I was having with a potential creditor and an account that should [...]