Mortgage modification is relieving when you face difficulties with your mortgage payment. In mortgage modification, the term of your existing mortgage loan gets modified and the loan payment becomes less troublesome. If you’re missing your mortgage payments due to severe debt problems, then your lender may agree to help you out by offering mortgage modification. […]

Nearly all insurance companies use credit scores, both to decide whether or not to approve you for a plan, and to decide what you will pay every month. Credit is not all that is evaluated however, and you’re not completely lost if you’ve ever missed a payment or borrowed a lot of money at once. […]

The housing market is on its way to recovery across the country and there are lots of great deals out there. Thus, the question as to whether it’s the best time to guy a home seems like a slam dunk “yes”. But life just isn’t that easy. I’m not saying “yes” isn’t the right answer; […]

Having credit is crucial to getting pretty much anything of substance in the world. Even rich people don’t always like spending their own money for things outright, so the ability to get a loan to take care of things or to have things is a nice benefit. Giovanni Orlando via Compfight Having said that, most […]

It’s finally happened, and I for one can’t be more pleased. Last week it was announced that as of September 30th credit bureaus will now have to deal with government oversight of their practices, which includes their accuracy and how they calculate credit scores. This is in response to years of complaints by consumers and […]

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