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It doesn’t matter how many credit cards you have or how responsible you try to be with them, chances are that along the way you’ll make a mistake. Knowing about common credit card mistakes before you make them can help you avoid pitfalls and use your credit cards more wisely. Here are three common credit [...]
The information contained on your credit report is both negative and positive data that is provided by your creditors and is reflective of how you manage credit. Ideally, your credit report and subsequently calculated score give lenders an idea of how responsible you are with financial obligations and both are used by lenders to make [...]
We’re slowly pulling ourselves out of one of the worst financial crises in history. True, unemployment is still high, but it’s stabilized, and in some states it’s actually come down. People are starting to spend more; that is, if the weather allows them to leave the house. Credit card offers have started going out again. [...]
The last two years have been somewhat interesting as far as looking at what the people we elect have or haven’t done for we, the people. As we get closer to what’s known as midterm elections, I thought it would be interesting to look back to see what’s gone on. I’m going to be as [...]
Finally a few more protections from the people who issued credit cards have gone into place. As of last Tuesday, laws were enacted that state if you make a late payment credit card companies can only hit you up for $25 late fee if it happens only once, and then no more than $35 if [...]
There is a post on a blog called New Homes Section, Illinois, titled 5 Things To Know About Buying A House. It’s a pretty good article if I say so myself, but I think there are more things to add to this list, which I’m going to do now. 1. Don’t get pushed into buying [...]
Suffice it to say, anyone who reads this blog knows how much I abhor the concept of what I call worthless credit scores. I hate these things so much that I can’t even think of the right words to use. However, there are a number of people who really do care about this, especially those [...]