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Mortgage rates vary depending on the type of loan you obtain and for how long you are borrowing it. The rate also differs from one lender to another. When you plan to obtain a home loan, you must shop around and compare the monthly mortgage payments and total interest on different loans with the help [...]
Last year around this time I wrote a post titled A Plan For Turning The Economy Around. In that post, I gave five things I thought could help: no more tax breaks move up the implementation of the credit card legislation firm up credit criteria have a plan for the bailout plan help the states [...]
There was a story on MSNBC.com today regarding what’s coming as it pertains to credit cards, and none of it is good news. Some of what the story talks about I’ve addressed here in different stories, while some things are new. In essence, he has six points, which I’m going to list here, and I [...]
I know that some people believed I was sounding a very negative death knell against the credit card industry last year. I went fairly easy on American Express because, after all, it’s not associated with any banks and their practices, for the most part, have been pretty fair. But for everyone else who has a [...]
Many people are still having problems with their finances, and it’s scary. Some know they’re not making enough money, which is obviously a problem. Some don’t think they’re making enough money because they’re in debt, and what they probably need is some budgeting advice. And some know they’re making enough money, they’re spending that money, [...]
I’ve been on this minor rant for a few months against credit scores and some of the things financial advisors have been telling people in regards to making sure their credit scores don’t fall by cutting up credit cards. They’re telling people not to do this, even as banks have been jacking up interest rates [...]
For those of you new to this blog, I have two other blogs that are dedicated to other interests of mine. However, on one of them, I wrote an article last year about FreeCreditReport.com and how they helped me overcome a credit issue I was having with a potential creditor and an account that should [...]
