With so many demands on household income, it’s easy to fall into debt despite the best of intentions. A change in circumstances, a drop in income or a rise in expenditure, can all result in a spiral of unmanageable debt. Jason Rogers via Compfight In the vast majority of cases, prioritizing your payments so that […]

Last week, I wrote my first post on debt consolidation frauds, and it got a lot of readers, if not a lot of commentary. I’m not sure what that means, but suffice it to say that many of these guys are just bad. This is the other side of the fence, debt collection companies, or […]