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The early days of the Internet were a great time for those who had hopes of living the American Dream. In fact, the Internet made the world feel a lot smaller, and the American Dream became the dream of people from all over the world. Sadly, the dreamy period was short lived. First, the DotCom [...]
When you’re choosing a strategy for paying your debt, it all comes down to the numbers – the payment you’ll have to send each month, the amount of interest you’ll ultimately pay, and the number of months (or years) it will take to completely pay off all your debt. You can take the guesswork – [...]
For many of us, the balancing act between debt and savings is an ongoing one – a constant battle to boost our savings and reduce our debt, when often we are achieving the opposite. So are we wasting our time trying to balance our personal finances in favor of a savings account over credit card [...]
Today I highlight post #400 on this blog, which means a slight diversion from the norm. I think it’s important to look at milestones here and there because one needs to see if they’re sticking to the mission they created when they began something. Let’s take a quick look at a few statistics, shall we? [...]
It’s about time. In new legislation geared towards protection for people with credit card debt, the Federal Trade Commission (FTC) also added some protections for people from debt consolidation agencies. The most sweeping part of the legislation is that debt consolidation companies can no longer collect money up front before they start helping you. Here’s [...]
This is a guest post by Raine Parker We’ve all been there. Credit card companies or banks make an enticing offer with a low introductory interest rate and a credit limit that’s half your annual income. Before you know it, you’re in debt for thousands of dollars with no idea how to get out of [...]
Once again, no one can be surprised by this move, after so much bad financial news and negative press. Citigroup and Bank of America got more bad news last week when their bond rating was downgraded from “stable” to “negative” by Standard & Poor. The initial outlook on both banks is that they’re still shaky, [...]