A common question asked about collection agencies is how long they have to collect on a debt. The simple answer is they can try to collect as long as they want to. After that answer, the truth get a lot more complicated. The Fair Credit Reporting Act, which was enacted in 1970 and last revised […]

My wife and I used to own a water softener. We bought it because our water is considered hard by water standards, and we feel this interesting film on our bodies after showers. We gave it up because, for whatever reason, it softened the water close to where it was located in the basement but […]

We talk about debt all the time, in different ways. The country talks about debt as well. For years we heard about the debt President Bush left us in and the debt that President Obama has allowed to increase. Yet, when you look at it, debt isn’t bad across the board. Let’s take a look […]

The process of debt consolidation begins by taking a look at your outstanding debt. This is something every person or couple should do before considering going for some kind of debt consolidation loan or other debt relief. Asian Development Bank via Compfight There are three ways you can do this, but each way will initially […]

As a disclaimer, this is actually a re-post of an article I wrote some years ago and had on a different blog. The focus of that blog isn’t financial, but I had that blog way before I purchased this one. Because the topic fits better here, I’ve moved it here and updated it a little […]

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