If you’ve fallen behind on your monthly bills, you’re probably all too familiar with debt collector phone calls. Debt collection agencies set up agreements with your creditors to try to collect from you what you owe. Some agencies may charge creditors a flat fee or may keep a percentage of whatever money they collect. Other […]

There was an interesting news story on CNN last week. Actually, it wasn’t quite news, more of a feature. It was called Confessions of Former Debt Collectors, and at least half of them stated that they knew that they were breaking the law with some of their collection practices. Yet they knew that they had […]