My philosophy toward most types of insurance is that it’s better to be safe than sorry. This is especially true of health insurance. But insurance agents are just like any other type of salesmen — they’ll likely try to sell you something you don’t particularly need. And when you purchase items that you likely won’t […]

The flood insurance claims process is relatively simple; you get flooded, you phone your insurer and you register your claim, they assign your case to a loss adjuster who then gets your situation sorted out. But this doesn’t express how hard it can be to go through such a traumatic experience first-hand, and does little […]