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There are two young adults who I got to hold as babies, and since I don’t have any children I’ve kind of adopted both of them as my kids. They’re sisters as well and their father is one of my best and oldest friends, so it all works out just fine. Since they’re older, what [...]

We’ve all seen those gift cards that people can buy for others. Some mirror regular credit cards, while others are for specific retailers. The problem with those cards is that they all come with fees of all sorts, and one never knows exactly what those fees are, and that’s just plain wrong. Some people end [...]