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Are you considering buying your own home? If your savings are still not adequate for the purchase, applying for and getting a home loan would be for you. There are numerous home loan products that are offered across the market. This is to your advantage because you could choose the best one with the most [...]
Even though interest rates are starting to go up, they’re still relatively low at this point. Many people are going back and forth as to whether or not they should try to refinance their mortgages. Here are some pros and cons of doing either action. Let’s first look at the pros. One pro, of course, [...]
Mortgage rates vary depending on the type of loan you obtain and for how long you are borrowing it. The rate also differs from one lender to another. When you plan to obtain a home loan, you must shop around and compare the monthly mortgage payments and total interest on different loans with the help [...]
CNN Money came out with a list of their top 10 predicted foreclosure hot spots for 2010. Let’s take a quick look at the cities: Boise, ID Provo, UT Portland, OR Green Bay, WI Birmingham, AL Myrtle Beach, SC Honolulu, HI Roanoke, VA Sioux Falls, SD Gulfport – Buloxi, MS The strange and scary thing [...]
It seems it’s not enough that black people are having it rougher than anyone else when it comes to unemployment. Now it seems that black and Hispanics are both having a tough go of it when it comes to getting fair mortgage rates. A Federal Reserve report came out showing that 54.7% of black borrowers [...]