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Christmas is on its way, and getting caught up in the festive spending can be all too easy. According to a recent survey conducted by CNBC, the average amount spent on Christmas gifts in the USA is likely to come in at around $751 per adult this year, up 22% on last year’s spending plans. [...]
It doesn’t matter how many credit cards you have or how responsible you try to be with them, chances are that along the way you’ll make a mistake. Knowing about common credit card mistakes before you make them can help you avoid pitfalls and use your credit cards more wisely. Here are three common credit [...]
We’re slowly pulling ourselves out of one of the worst financial crises in history. True, unemployment is still high, but it’s stabilized, and in some states it’s actually come down. People are starting to spend more; that is, if the weather allows them to leave the house. Credit card offers have started going out again. [...]
Who’d have thunk it. For most of the first decade of the 2000′s, people were spending money like there was no tomorrow. Even as the economy started to show signs of trouble, people kept buying. And why not; credit was easily attainable and credit card issuers couldn’t give cards away fast enough. Then in early [...]
Finally a few more protections from the people who issued credit cards have gone into place. As of last Tuesday, laws were enacted that state if you make a late payment credit card companies can only hit you up for $25 late fee if it happens only once, and then no more than $35 if [...]
By now, everyone knows that there’s been a credit card reform bill that was supposed to make a lot of positive changes for consumers. Truthfully, there have been some nice changes, especially if you’ve taken a look at your credit card bill and seen the little graph that shows how your balance will be paid [...]
Mortgage rates vary depending on the type of loan you obtain and for how long you are borrowing it. The rate also differs from one lender to another. When you plan to obtain a home loan, you must shop around and compare the monthly mortgage payments and total interest on different loans with the help [...]