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Finally a few more protections from the people who issued credit cards have gone into place. As of last Tuesday, laws were enacted that state if you make a late payment credit card companies can only hit you up for $25 late fee if it happens only once, and then no more than $35 if [...]
By now, everyone knows that there’s been a credit card reform bill that was supposed to make a lot of positive changes for consumers. Truthfully, there have been some nice changes, especially if you’ve taken a look at your credit card bill and seen the little graph that shows how your balance will be paid [...]
Mortgage rates vary depending on the type of loan you obtain and for how long you are borrowing it. The rate also differs from one lender to another. When you plan to obtain a home loan, you must shop around and compare the monthly mortgage payments and total interest on different loans with the help [...]
The Federal Reserve today decided not to increase interest rates, saying they’re trying to help ease unemployment and stimulate the economy, which has stagnated. However, they seem to be upbeat that unemployment didn’t get worse, which I guess is a mixed blessing at best. That standards for how “well” the economy is going are so [...]
On Monday, the CARD law that was passed last May finally goes into effect, which is supposed to offer lots of protections to Americans that these greedy banks have been throwing at us. Well, at least things the law addressed before banks had time to change some things up before this law went into effect [...]
Last June, I wrote a post asking if we really needed credit cards, and came to the conclusion that yes, we did. At least one credit card, since there are many entities that will require proof that it’s you via a credit card, or won’t hold something for you unless you give them a credit [...]
I don’t know why, but I’m almost insulted by this. It seems that not only are the rest of us worried about interest rate hikes, the banks are also worried about interest rate hikes. Why is that? Because it seems that while many people haven’t been able to take advantage of the interest rate decreases [...]
