If all you had to pay every month was the principal on your home’s selling price, you would pay off your home loan in about half the time of your actual loan terms. Instead, you have to pay for interest and a number of other items that are tacked onto your monthly bill, in some […]

Over a span of five years, people who owned their own homes in the United States have long been complaining specifically about foreclosure abuse in the mortgage industry. Since then they have wondered whether the people who have financial stakes for keeping the people housed in their own homes were paying them any sort of […]

Understanding how to save the most money can be a difficult challenge because finance is confusing. Every day the news discusses movements on the market, investments that pay off or collapse, and fluctuations in home prices or mortgage rates. Economists encourage people to buy, but how do you know you are negotiating a good deal? […]

Generations of Americans have been taught that a home purchase comes with a legal, financial and moral obligation to repay the bank. No matter what happened in life, either we paid the mortgage or we faced being looked upon as a failure by friends, family and the bank. That perception began to change rapidly in […]

Interesting days for JP Morgan Chase, if you ask me. On the financial front, things look pretty good. They just reported another profitable quarter, $3.3 billion in profits, up 55% from last year at this time. Sure, last year was bad for awhile, but no one scoffs much as that type of profit number. They’ve […]

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