When you’re trying to figure out where your money’s going, your first step should be to create a budget. However, setting a budget is only one piece of the puzzle. The strange problems with a budget is that if you have money left over, you tend to spend it indiscriminately. Suddenly you’re not only wondering […]

I have to admit something; I never wanted a house. I’d lived in apartments or townhome like structures most of my life, and I was content with that type of living. True, I never had a garage, and often I’d lose my parking spot, but if anything broke all I had to do was call […]

Our government officials, both state and federal, are bashing each other on the heads while trying to change health care, dealing with debt limit increases or reductions, looking at unemployment that doesn’t seem to be going down, few new jobs being created, gas prices rising again, lowering taxes for the rich and increasing them for […]

How well do you track your spending habits? I ask that question because a great number of people have absolutely no idea how or where they spend their money. This ends up with folks looking at their bank statements wondering where their money went, and sometimes leads them to either overdraw on their bank accounts […]

I’ve been self employed for almost 17 years. In the course of time, I’ve tried doing it all. It’s something that all of us naturally start off doing, but if you’re still doing it after a couple of years it either means you don’t have a lot to do or you haven’t taken time to […]

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