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For many of us, the balancing act between debt and savings is an ongoing one – a constant battle to boost our savings and reduce our debt, when often we are achieving the opposite. So are we wasting our time trying to balance our personal finances in favor of a savings account over credit card [...]
I’m not someone who has a lot of credit cards, thank goodness. I’m also not someone who always gets a store’s rewards cards or discount cards. I do have some, though, and I have to say that, for the most part, they’re fairly worthless. The only card I have that’s of any real benefit to [...]
So officially we’re not in a recession anymore, right? Well tell that to families, as census statistics reported that income went down for the second year in a row, there are fewer families making $100,000 a year in income, there are more people without health insurance and there are more people living in poverty, 14.3%. [...]
A year ago I wrote my financial goals for 2009. I don’t often use this blog to talk about my personal stuff, even though I share my opinion on financial news items. However, every once in awhile I think it’s important to hold myself accountable in person in my attempt to make myself better and [...]