The last few years has seen trust in global banking institutions suffer an astonishing fall from grace. There was always a feeling that there was some unease loitering beneath the surface when it came to public opinion, however the worldwide recession helped it to explode into the global conscious with frightening ease and haste. Kristina […]

It’s beautiful and it’s sunny but it’s expensive. From holidays to a new weather-appropriate wardrobe, for many Summer can be the priciest season of all. With increasingly unpredictable weather conditions, it is no surprise that people want to make the most of every last sun ray. However with as household debt racks up across many […]

For many of us, the balancing act between debt and savings is an ongoing one – a constant battle to boost our savings and reduce our debt, when often we are achieving the opposite. So are we wasting our time trying to balance our personal finances in favor of a savings account over credit card […]

I’m not someone who has a lot of credit cards, thank goodness. I’m also not someone who always gets a store’s rewards cards or discount cards. I do have some, though, and I have to say that, for the most part, they’re fairly worthless. The only card I have that’s of any real benefit to […]

So officially we’re not in a recession anymore, right? Well tell that to families, as census statistics reported that income went down for the second year in a row, there are fewer families making $100,000 a year in income, there are more people without health insurance and there are more people living in poverty, 14.3%. […]

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