I took a pause from writing for a few days because it seemed like every bit of financial news I was coming across was negative in some fashion. Truth be told, it is negative, and it can’t help it. I mean, we’re heading towards record unemployment and record stock market declines; the housing market seems to look worse and worse; more banks are either going to need government help or are going to close altogether; budget battles at both federal and state levels; more and more “crooks” are being outed as mini-Madoffs, which means more people are losing money they never expected to lose; on and on and on.

I decided it was time to step back, take a breath, and come at all of this from a more positive direction. It’s funny because I came to this conclusion at almost exactly the same time as my friend Kelvin was writing on his blog that he was looking for good news to talk about because everything seemed so negative. Of course, he’ll want to take credit for this post in some fashion, but no, I came to it on my own.

Here’s the truth, folks. Things will get better; they have to. Some things may change, and some business models might go away, but there have been other times in American history when, financially, this country has struggled. There aren’t as many people still alive who remember the Depression, followed immediately by the Dust Bowl situation in the Midwest, but we made it through that. We had financial problems in the 70’s, 80’s, and 90’s, and we came out of all of them, not necessarily unscathed, but we overcame. Chrysler has asked to borrow money from the federal government in the past, and then went on to some remarkable changes. The same can be said for New York City in the 70’s, when it was said they were on the brink of bankruptcy; can you imagine a city like that filing for bankruptcy?

Yes, there are going to be some changes, but in many areas our country had already started preparing for that. My area used to be heavily into manufacturing, but most of those companies are gone now. We went towards technology instead of manufacturing, and it helped to create new jobs, and better paying jobs because the people working at those places needed to have advanced degrees of some sort. And, any time there’s a place where some significant number of jobs are being created, someone will think of a way to fill a void that ultimately comes up.

In the end, we’re going to be fine financially because all of us have a stake in it, and all of us desire to persevere, to improve, to work, to make money, and to spend money. All of us are as smart as the top money managers, who have shown in this situation that crisis can make anyone look bad. It was only eight years ago that this country had a surplus of money; we can and will get there again. Our remaining banks will be more solvent, our health care choices will remain plentiful and, hopefully, will get more affordable, and most people will get back to work in some fashion, even if we suddenly create a nation of entrepreneurs. That’s how America started, and many of us have forgotten that.

Instead of thinking like victims, which is easy in this economy, start thinking of how you can find an advantage of some sort, with your present skills, that may not only help you get through these tough times now, but may ultimately be your blueprint to success. And don’t be afraid to bring others along with you, or ask for help. Even the rich need help sometimes.